SERVICES
Our Afro-Centric, Customer-Centric and the One-Stop Retail, MSME and the Unbanked Cloud banking services; powered by the Temenos Cloud banking with dashboard, AI, Blockchain and Robotics Technologies are as follows:

VIRTUAL BANKING ACCOUNTS
All MSMB and the Unbanked Customers

ONLINE RETAIL BANKING
All Retail banking services: Micro-finance, Mortgages

ONLINE MSME BANKING
Micro, Small & Medium Business Services

ONLINE ISLAMIC FINANCE BANKING
Complete Islamic banking & financial services

ONE-STOP MSME FINANCING
Trade Finance: Stand by Letter of Credit (SBLC), LC, Bank Guarantee (BG)
Private Placement Finance: Unsecured SME Financing
Afro-Centric Project Finance: Rural MSME and the unbanked projects financing
Afro-Centric Collateral Management services

AFRICA INDUSTRIALIZATION LOANS (2.5% -4% Interest rates)
Youth Entrepreneur Projects
Women Entrepreneur Projects
E-commerce Projects
Manufacturing Projects: Spare-Parts, Electric vehicles, Electronic Appliances
Infrastructure & Equipment financing
Supply Chain Financing
Climate Change & Carbon Credit Projects
ICT Projects: AI, Blockchain, Robotics
Rural Wifi Projects
Air, Land & Sea Transportation Projects
Tourism Promotion Projects
Health Care Services: Tele-Medicine, Diagnostic centers, Health centers + Pharma
Biotechnology Projects
Green Construction & Roads Projects
Green Industrial Contract Agriculture Projects
Special Education Loans
R&D Innovation Projects (Art + Technology + Science)

GREEN BANKING
Green projects Finance: All MSME Projects; Clean & Environment Technology Projects
Carbon Commodities Projects: Carbon Credits, Carbon Investments
Green Industrial Projects Financing: Contract Agriculture, Spare-Parts, ICT manufacturing
Green Industry Projects: Renewable Energy Projects, Agro-industries, Batteries, etc
Green Construction solutions: Green Mortgages, Green Commercial Building loans
Green Venture Capital & Private Equity Finance

PAYMENT SOLUTIONS
Global payment solutions: Squire, Ripple, Switch, Swift, Crypto payments
E-money Transfers: Worldwide transfers, Inter-Africa national currencies Payments.
Buy Now, Pay Later
Green Payment solutions: AfroPay, AliPay, Wechat Pay, Fintech Pay Solutions  

GREEN INSURANCE
Special reduced premiums on insurance coverage for all green projects
Agriculture Insurance: Crop Production, Agro-Industry, Agribusiness
Comprehensive Healthcare Service coverage: Medical + Lab services + Medications
Special Insurance: MSMBs, Personal Loans, Executives, Technology, etc.
General Insurance: Property, Home, Life, Corporate, Vehicle, Funeral

INVESTMENT SOLUTIONS
Equity Capital Investment & Venture Capital
MSME Fundraising: CrowdFunding, Green projects, Climate Change projects
Charity Investors: Kuwait Fund, Bill Gates Foundation, etc.
Crypto & Digital Assets Funds:
Single-mothers Empowerment Funds:
Children, Teenagers, Adults & Old Challenged Persons Empowerment Funds:

CLIMATE & CARBON FUNDS
UN Climate Change Funds: Multilateral Development banks; Multilateral Climate Funds
Green Climate Fund and Carbon Funds: GCF-PSF; ADB; Livelihoods Funds; etc.
Carbon Offset & Carbon Credit Projects Funds: South Pole, Funding.com, Sylvera, etc.

SAVINGS & WEALTH MANAGEMENT
Personal Savings and Wealth management Solutions
Entrepreneur Savings and Wealth management Solutions
MSMB Savings and Wealth management Solutions

TEMENOS ANALYTICS, COMPLIANCE & RISK MANAGEMENT
AI, Blockchain & Robotics: Analytics, Compliance, E-banking Frauds mitigation
Filing & Reporting Banking Corruption Practices, Financial Crimes and Fraud.
Risk management services for: Loans, Insurance, Virtual, Retail & MSME accounts
Anti-Money Laundering, Anti-Terrorism Finance, Anti-Kidnaping & Anti-Piracy Payments